About Us
Charitable Living means creating a dual legacy that can endure from generation to generation so you can share your success, reach out to others, and enrich the community.
At Charitable Living, Inc. our mission is to help non-profit organizations achieve and sustain greater success. We do this by giving development executives the financial tools they need to help key donors realize their dreams of charitable living. These donors, while still active, can enjoy the benefits and recognition of helping organizations they cherish while maintaining the value of gifted assets for their families.
Charitable Living. It's a way of life.
Charitable Living Profiles

Silas O. Hughes, Jr.,
Silas O. Hughes, Jr., President of Charitable Living Inc., wields impressive expertise accumulated from an international career spanning 40 years in financial and retirement planning, insurance services, and entrepreneurial pursuits. Mr. Hughes spent 25 years overseas with residency in Germany, England, Saudi Arabia, and Bahrain and traveled extensively throughout over 49 countries. His multilingual capabilities helped facilitate his involvement in the Berlin Wall-era as a US Military Intelligence interrogator (Russian/German languages) in Germany.
In 1969, Silas began his career in investment advisory in Europe as a licensed broker/dealer and insurance representative, marketing the capital stock and insurance of a new American life insurance company to US citizens abroad, contributing to the company’s expansion across Europe, eventually becoming Regional Director responsible for the oilfield centers of London, the North Sea and throughout the Middle East. His pioneering efforts set the pace for his future business endeavors.
His credentials include advanced estate and retirement planning with an international clientele base of independent business owners, professionals, and senior corporate executives as well as career US military and government service employees.
Mr. Hughes invests in the lives and businesses of others by sharing his knowledge and experience through recruitment services, training seminars, and professional course instruction. In addition, he volunteers as tutor to an adult Hispanic student in the Project Literacy program of his local Fort Worth Library Foundation.
A native of Fort Worth, Texas, he graduated from North Side High School as valedictorian of the class of 1961. He went on to attend Texas Wesleyan University where he graduated with honors in 1965 with a Bachelor of Arts degree in sociology and foreign languages before graduate studies at the University of Texas in Austin. He was chosen by the Carl Duisberg Society of Cologne, Germany, for their international work/study exchange program, working in the German division of Ford Motor Company. While at Texas Wesleyan he met and attended classes with Linda Baldridge, the future Mrs. Hughes; they have just celebrated 36 years of marriage. They have two delightful and accomplished children, Margaret, in Australia, and Cayce, in Philadelphia, both pursuing doctorate studies.

Brad Chrustawka,
Brad Chrustawka, Chief Operating Officer at Charitable Living, Inc., has over three decades of experience in financial planning, commercial real estate investment analysis and brokerage, mortgage banking, and estate planning. His expansive knowledge has served clients in the United States and Canada through his work as the managing director and then senior/ executive manager of two financial and estate planning companies with operations in 28 states.
Under his oversight, these corporations grew to several hundred million dollars in annual sales, with 400 representatives and 30 regional offices. Brad has instructed professionals and consumers across the country on the intricacies of asset planning and preservation. Additionally, he has amassed relevant experience as a commercial mortgage lender and banker, financial and estate planner of creditor protected trusts, and co-owner/developer of several commercial real estate projects including a 163-suite luxury high-rise apartment project.
His leadership as senior manager of an estate planning group during a two-year expansion phase resulted in an increase in annual sales growth from $50 million to over $400 million. Moreover, Brad functioned as a managing director for another estate and asset planning enterprise, assisting the leadership team in elevating company operations from a state to a national level. Now with operations in eight states, the company has seen annual sales grow from $10 million to $120 million over two years.
Numerous investment, insurance, and real estate corporations, boards, and services have honored Brad for his impressive career with a variety of managerial, production, and sales awards and recognitions.
- Number One Commercial Realtor of 3,700 member Real Estate Board
- Co-Owner Operator of Number One Independent Real Estate Brokerage
- Recognized as top Sr. Manager in National Estate Planning Corporation
- Top Executive Manager in National Estate Planning Corporation
- Recipient of over 20 Top Producer Awards from numerous Highly Rated Insurance Companies
- Recipient of “Travelers Award” from then Gov. Huckabee (presented to people or corporations not headquartered in Arkansas, in recognition of outstanding services or products to the residents of Arkansas).
Mr. Chrustawka continues to live out his entrepreneurial career with his daughter, Brenda Jae, for whom he serves as mentor and guide in her own career development.